Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Keph Senett, Young and ThriftyGeared towards frequent travellers, those who are planning to charge major purchases, and those who shop at stores/websites that offer Aeroplan rewards. With a $120 annual fee and 30% interest charge, the American Express® AeroplanPlus®* Gold Card may not be the most competitive card on the market,...
- Max Berger, LowestRates.caThe American Express AeroplanPlus Gold Card is a solid option for users who are most closely aligned with its benefits and requirements, but even then, it hardly blows you away. You pay a middling annual fee, get an average return on your introductory bonus and Miles collection, and get some decent...
Interest Rates | |
---|---|
Regular APR Interest Rate |
30% Interest rate only applies to balances not paid in full. |
Balance Transfer Interest Rate |
No interest charges because you pay your balance in full each month |
Cash Advance Interest Rate |
No interest charges because you pay your balance in full each month |
Rates & Fees | |
Annual Fee | $120.00 |
Balance Transfer Fee | |
Cash Advance Fee |
3% Minimum of $0.75 |
Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
Over Limit Fee | |
Late Payment Fee | |
Promotions | |
Sign up bonus |
15000 miles after spending $1,500 On purchases within the first 3 months. |
Rewards | |
All Purchases |
1 mile for $1 spent (on first $10000 spent) 1.25 miles for every $1 spent in purchases over $10,000 annually. |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders |
$50 per year for each card, first two cards are free. |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
Minimum Personal Income | $20,000 per year |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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