Rewards Mastercard review

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Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
1 - 1.5% cashback
Signup Bonus

Am I eligible? Rewards Mastercard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


This card is a no-brainer for Amazon Prime members, considering the 2.5% back (after the sign up bonus). This is even a great card for people who shop frequently at Whole Foods. Otherwise, it is not necessarily a good day-to-day card for everyone else, as 1.5% back as a multiplier bonus is not that...

- Matt, Pointshogger


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 1%

Minimum of $7.50

Cash Advance Fee 1%

Minimum of $7.50

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $25.00
Late Payment Fee $0.00
Sign up bonus

Get 5% back at, Whole Foods Market stores in Canada, grocery stores and restaurants for the first 6 months! (Valid on first $3,000 in eligible purchases.)

All Purchases 1% cash back
Restaurants No
Gas No
Groceries 1.5% cash back

At and Whole Foods Market stores in Canada.

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Earn 2.5% back on eligible purchases at, Whole Foods Market stores in Canada and on foreign currency transactions with an eligible Prime membership.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

- Away from Home Features

- Trip Interruption Insurance

- Mastercard® contactless

- Chip & PIN

Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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