TD® Aeroplan® Visa Platinum Card review

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Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
1 Mile
Signup Bonus

Informr score
The TD® Aeroplan® Visa Platinum Card currently has an Informr score of 8.4 out of 10. This score is based on our evaluation of 3 sources including reviews from users and the web's most trusted critics.

Am I eligible?

TD® Aeroplan® Visa Platinum Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $12000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Money We Have

My TD Aeroplan Visa Platinum review is positive. There’s no minimum income requirement and you get 10,000 Aeroplan miles after your first purchase. There’s no other way to earn that many points so quickly (unless you qulify for a higher tier card) which is why you need to consider this card if you w...

- Barry Choi, Money We Have

With a nice signup bonus and the ability to earn Aeroplan miles everywhere you shop, this card makes it easy earn and redeem your miles for the flights you want.

- creditcardGenius

The card isn’t for everyone. However, the value of the benefits, especially with the 40,000 mile welcome bonus, more than make-up for its cost – in spades.

- GreedyRates Team,


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $89.00

Waived on the first year

Balance Transfer Fee 3%


Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee $2.50

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Sign up bonus

Earn 10,000 Miles when you make your first purchase with your card.

All Purchases 1 mile for $1.5 spent
Restaurants No
Gas 1 mile for $1 spent
Groceries 1 mile for $1 spent
Hotels No
Travel No
Pharmacy 1 mile for $1 spent
Bills No
Additional Details

Earn miles twice when you pay with your TD Aeroplan Visa Platinum Card and present your Aeroplan Membership Card at participating retailers and the Aeroplan eStore.

Features & Benefits
Additional Card Holders Yes

$35 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Paywave
Virtual Cards No
Additional Benefits
  • Delayed and Lost Baggage Insurance
  • Flight/Trip Delay Insurance
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $12,000 per year
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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