TD® Aeroplan® Visa Infinite Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
1 - 1.5 Miles
Signup Bonus
-


10/10
Informr score
The TD® Aeroplan® Visa Infinite Card currently has an Informr score of 10 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TD® Aeroplan® Visa Infinite Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Young and Thrifty

We’re loving some of the perks of this credit card: the generous welcome bonus, one complimentary checked bag on Air Canada flights, priority check-in and boarding on Air Canada flights, and the free lounge pass are all enticing. Also, the comprehensive travel insurance that doesn’t require you to c...

- Keph Senett, Young and Thrifty
GreedyRates.ca

The TD® Aeroplan® Visa Infinite* card is a well-rounded travel rewards credit card that will allow you to earn Aeroplan miles quickly. Its sign-up bonus and first-year annual fee rebate give the card immediate value, while its earn rate and included travel insurance maintain the card’s value when it...

- Barry Choi, GreedyRates.ca
Ratehub.ca

The TD Aeroplan Visa Infinite is considered by many to be the best airline credit card out there and also one of the better overall travel credit cards. What makes this card so popular – aside from the obvious fact it’s associated with Aeroplan, Canada’s largest frequent flyer program – is its robus...

- Bassel Abdel-Qader, Ratehub.ca
Money We Have

My TD Aeroplan Visa Infinite is positive. This might surprise you considering how a few things annoy me with the card, but I need to look at the big picture. People applying for this card are likely looking for simplicity and may not want to deal with converting points or American Express. There’s a...

- Barry Choi, Money We Have
RateSupermarket

It’s got great earning potential, it’s chock-full of insurance benefits and gives you access to luxury travel services. This card is perfect for a family who enjoys regular vacations and uses their credit card to pay for everyday items.

- RateSupermarket

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00

Waived on the first year

Balance Transfer Fee 3%

Maximum

Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus

Earn 15000 Miles when you make your first purchase with your card

Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas 1.5 miles for $1 spent
Groceries 1.5 miles for $1 spent
Hotels No
Travel 1.5 miles for $1 spent

On aircanada.com purchases

Pharmacy 1.5 miles for $1 spent
Bills No
Additional Details

  • Earn miles twice when you pay with your TD Aeroplan Visa Infinite Card and present your Aeroplan Membership Card at participating retailers and the Aeroplan eStore.
  • 1.5 miles rewards categories only available on the first $80,000 in net annual combined purchases
  • Features & Benefits
    Additional Card Holders Yes

    $50 per year for each card

    Travel Accident Insurance Yes
    Car Rental Insurance Yes
    Car Rental Discount Yes
    Extended Warranty Yes
    Purchase Protection Yes
    Zero Liability Yes
    No Foreign Transaction Fees No
    Emergency Assistance Yes
    Concierge Service Yes
    Price Protection No
    Fraud Protection Yes
    Free Credit Scores No
    Wireless Payments Paywave
    Virtual Cards No
    Additional Benefits
    • One complimentary first checked bag
    • Priority check-in and priority boarding
    • One annual One-Time Guest Access Benefit to an Air Canada Maple Leaf Lounge (with an Aeroplan flight reward).
    • Trip Cancellation / Trip Interruption Insurance
    • Delayed and Lost Baggage Insurance
    • Flight/Trip Delay Insurance
    • Exclusive benefits on Visa Infinite Luxury Hotel Collection
    • Exclusive access to Visa Infinite Food and Wine Experiences
    • Emergency Cash Advances
    Eligibility
    Minimum Security Deposit $0
    Minimum Age

    18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

    Minimum Personal Income $60,000 per year
    Temporary Residents No
    More
    Additional comments
    Terms & Conditions Official Terms & Conditions
    Suggest a correction

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    Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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    Critic Reviews


    Young and Thrifty

    Offers some decent travel benefits

    from Young and Thrifty

    We’re loving some of the perks of this credit card: the generous welcome bonus, one complimentary checked bag on Air Canada flights, priority check-in and boarding on Air Canada flights, and the free lounge pass are all enticing. Also, the comprehensive travel insurance that doesn’t require y...More

    We’re loving some of the perks of this credit card: the generous welcome bonus, one complimentary checked bag on Air Canada flights, priority check-in and boarding on Air Canada flights, and the free lounge pass are all enticing. Also, the comprehensive travel insurance that doesn’t require you to charge the trip onto the credit card is a big bonus.

    Read full review

    Less

    GreedyRates.ca

    One of the most versatile on the market

    from GreedyRates.ca

    The TD® Aeroplan® Visa Infinite* card is a well-rounded travel rewards credit card that will allow you to earn Aeroplan miles quickly. Its sign-up bonus and first-year annual fee rebate give the card immediate value, while its earn rate and included travel insurance maintain the card’s value...More

    The TD® Aeroplan® Visa Infinite* card is a well-rounded travel rewards credit card that will allow you to earn Aeroplan miles quickly. Its sign-up bonus and first-year annual fee rebate give the card immediate value, while its earn rate and included travel insurance maintain the card’s value when its $120 annual fee kicks in after the first year.

    Read full review

    Less

    Ratehub.ca

    Great perks for a far smoother and comfortable travel experience

    from Ratehub.ca

    The TD Aeroplan Visa Infinite is considered by many to be the best airline credit card out there and also one of the better overall travel credit cards. What makes this card so popular – aside from the obvious fact it’s associated with Aeroplan, Canada’s largest frequent flyer program – i...More

    The TD Aeroplan Visa Infinite is considered by many to be the best airline credit card out there and also one of the better overall travel credit cards. What makes this card so popular – aside from the obvious fact it’s associated with Aeroplan, Canada’s largest frequent flyer program – is its robust set of perks. Be it the sign-up bonus or the insurance benefits, it has something for everyone. The TD Aeroplan Visa Infinite also offers one of the most efficient ways to rack up Aeroplan miles on your everyday spending, which you can go onto redeem for flights to almost anywhere in the world.

    Read full review

    Less

    Money We Have

    Comparable to some of the best travel credit cards in Canada

    from Money We Have

    My TD Aeroplan Visa Infinite is positive. This might surprise you considering how a few things annoy me with the card, but I need to look at the big picture. People applying for this card are likely looking for simplicity and may not want to deal with converting points or American Express. There...More

    My TD Aeroplan Visa Infinite is positive. This might surprise you considering how a few things annoy me with the card, but I need to look at the big picture. People applying for this card are likely looking for simplicity and may not want to deal with converting points or American Express. There’s also a good chance that they’re existing TD customers who may want a credit card from their bank. This is a Visa card that will earn you Aeroplan points with little effort.

    Read full review

    Less

    RateSupermarket

    The ultimate travel rewards card

    RateSupermarket

    It’s got great earning potential, it’s chock-full of insurance benefits and gives you access to luxury travel services. This card is perfect for a family who enjoys regular vacations and uses their credit card to pay for everyday items.

    Read full review

    It’s got great earning potential, it’s chock-full of insurance benefits and gives you access to luxury travel services. This card is perfect for a family who enjoys regular vacations and uses their credit card to pay for everyday items.

    Read full review

    Less

    CreditWalk

    Good card for travelers

    from CreditWalk

    The TD Aeroplan Visa Infinite card is a reasonable card for people who are sold on collecting Aeroplan miles. Personally, I feel that Aeroplan miles are overvalued by the market, so I wouldn’t suggest this card for spending.

    Read full review

    The TD Aeroplan Visa Infinite card is a reasonable card for people who are sold on collecting Aeroplan miles. Personally, I feel that Aeroplan miles are overvalued by the market, so I wouldn’t suggest this card for spending.

    Read full review

    Less

    Rewards Canada

    Best airline co-brand credit card on the market

    from Rewards Canada

    Unfortunately the TD Aeroplan Visa Infinite Card does not live up to the hype that was being touted before being launched. Don't get us wrong, if Aeroplan is your primary loyalty program, or are a frequent Air Canada traveller then this is best mid-level premium credit card out there for y...More

    Unfortunately the TD Aeroplan Visa Infinite Card does not live up to the hype that was being touted before being launched. Don't get us wrong, if Aeroplan is your primary loyalty program, or are a frequent Air Canada traveller then this is best mid-level premium credit card out there for you. It takes over from the CIBC Aerogold Visa Infinite card as the primary Aeroplan co-branded card in Canada even though the CIBC card is still available to the public.

    Read full review

    Less

    RateSupermarket

    A doozy of a travel card featuring plush VIP perks

    from RateSupermarket

    If your card use outweighs the fee, don’t carry a balance, fly frequently and don’t mind the airline restrictions, this card is sure to pay off with many a vacation.

    Read full review

    If your card use outweighs the fee, don’t carry a balance, fly frequently and don’t mind the airline restrictions, this card is sure to pay off with many a vacation.

    Read full review

    Less

    User Reviews


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