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TD® Aeroplan® Visa Infinite Card review

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Advertiser Disclosure

Annual Fee
$139.00
Interest Rate: Purchases
20.99%
Interest Rate: Purchases
20.99%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
1 - 1.5 points
Rewards
1 - 1.5 points
Signup Bonus
20000 points (after spending $6,000)
Signup Bonus
20000 points (after spending $6,000)


7.6/10
Informr score
The TD® Aeroplan® Visa Infinite Card currently has an Informr score of 7.6 out of 10. This score is based on our evaluation of 16 sources including reviews from users and the web's most trusted critics.

Am I eligible?


TD® Aeroplan® Visa Infinite Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Forbes
Forbes

The TD® Aeroplan® Visa Infinite* Card is a decent rewards card but perhaps not for everyone. If you are looking for a reward card to redeem points for categories other than travel, there are more lucrative rewards cards on the market with higher earning potential. At the same time, if you are a freq...

- Hannah Logan, Courtney Reilly-Larke, Forbes
Yore Oyster
Yore Oyster

TD Aeroplan Visa Infinite Card is a personal credit card targeted toward middle-income earners in Canada. With bonus rewards of up to 50,000 points when you spend $7,500 within the 1st 12 months, the card is excellent for accumulating reward points. The card also offers a rebate on the annual fee fo...

- Victor, Yore Oyster
NerdWallet
NerdWallet

The TD Bank Aeroplan Visa Infinite Card provides access to exclusive food, golf and drink experiences, making it an excellent choice for shoppers with a taste for the finer things. The $7,500 spending target in the first year should put the introductory point offers within reach for many cardholders...

- Shannon Terrell, NerdWallet
Reviewlution
Reviewlution

Consolidating the welcome proposal with the focus on procuring points on ordinary buys, the TD Aeroplan Visa Infinite Card stands out as an exceptionally competitive travel card. Even though it has a few obvious drawbacks such as the annual fee or minimum income requirement, it still occupies one of...

- Marija Pandurov, Reviewlution
Rewards Canada
Rewards Canada

It's no wonder the newly revamped TD Aeroplan Visa Infinite Card has been crowned as the Top Airline Credit Card in Canada. When you take the complete package of what the card offers and the value that the Aeroplan programs brings there isn't too much bad to say about it. Yes it is Aeroplan specific...

- Rewards Canada

Details


Interest Rates
Regular APR Interest Rate 20.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $139.00


Balance Transfer Fee 3%

Maximum

Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Promotions
Sign up bonus 20000 points after spending $6,000
  • On purchases within the first 180 days
  • Earn 10,000 points when you make your first purchase with your card
  • Plus, earn an additional 20000 Aeroplan points when you spend $10000 within 12 months of Account opening
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas 1.5 points per $1 spent
Groceries 1.5 points per $1 spent
Hotels No
Travel 1.5 points per $1 spent

On Air Canada purchases, including Air Canada Vacations

Pharmacy No
Bills No
Additional Details

Earn points twice when you pay with your Card and provide your Aeroplan number at over 150 Aeroplan partner brands and at 170+ online retailers via the Aeroplan eStore

Features & Benefits
Additional Card Holders

$75 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Paywave, Samsung Pay
Virtual Cards No
Additional Benefits
  • First checked bag free
  • Access to Visa Infinite Luxury Hotel Collection
  • Access to Visa Infinite Dining Series
  • Access to Visa Infinite Wine Country Program
  • Access to Visa Infinite Entertainment Access
  • Access to Visa Infinite Troon Golf
  • Trip Cancellation/Trip Interruption Insurance
  • Flight/Trip Delay Insurance
  • Delayed and Lost Baggage Insurance
  • Hotel/Motel Burglary Insurance
  • Statement Credits For NEXUS Holders every 48 months
  • Mobile Device Insurance
  • Free 6 months Uber Pass membership
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
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Additional comments


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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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