TD® Aeroplan® Visa Infinite Card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
Balance Transfer
1 - 1.5 Miles
Signup Bonus

Informr score
The TD® Aeroplan® Visa Infinite Card currently has an Informr score of 10 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?

TD® Aeroplan® Visa Infinite Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Young and Thrifty

We’re loving some of the perks of this credit card: the generous welcome bonus, one complimentary checked bag on Air Canada flights, priority check-in and boarding on Air Canada flights, and the free lounge pass are all enticing. Also, the comprehensive travel insurance that doesn’t require you to c...

- Keph Senett, Young and Thrifty

The TD® Aeroplan® Visa Infinite* card is a well-rounded travel rewards credit card that will allow you to earn Aeroplan miles quickly. Its sign-up bonus and first-year annual fee rebate give the card immediate value, while its earn rate and included travel insurance maintain the card’s value when it...

- Barry Choi,

The TD Aeroplan Visa Infinite is considered by many to be the best airline credit card out there and also one of the better overall travel credit cards. What makes this card so popular – aside from the obvious fact it’s associated with Aeroplan, Canada’s largest frequent flyer program – is its robus...

- Bassel Abdel-Qader,
Money We Have

My TD Aeroplan Visa Infinite is positive. This might surprise you considering how a few things annoy me with the card, but I need to look at the big picture. People applying for this card are likely looking for simplicity and may not want to deal with converting points or American Express. There’s a...

- Barry Choi, Money We Have

It’s got great earning potential, it’s chock-full of insurance benefits and gives you access to luxury travel services. This card is perfect for a family who enjoys regular vacations and uses their credit card to pay for everyday items.

- RateSupermarket


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00

Waived on the first year

Balance Transfer Fee 3%


Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $29.00
Late Payment Fee $0.00
Sign up bonus

Earn 15000 Miles when you make your first purchase with your card

All Purchases 1 mile for $1 spent
Restaurants No
Gas 1.5 miles for $1 spent
Groceries 1.5 miles for $1 spent
Hotels No
Travel 1.5 miles for $1 spent

On purchases

Pharmacy 1.5 miles for $1 spent
Bills No
Additional Details

  • Earn miles twice when you pay with your TD Aeroplan Visa Infinite Card and present your Aeroplan Membership Card at participating retailers and the Aeroplan eStore.
  • 1.5 miles rewards categories only available on the first $80,000 in net annual combined purchases
  • Features & Benefits
    Additional Card Holders Yes
  • $50 per year for each card
  • Waived on the first year
  • Travel Accident Insurance Yes
    Car Rental Insurance Yes
    Car Rental Discount Yes
    Extended Warranty Yes
    Purchase Protection Yes
    Zero Liability Yes
    No Foreign Transaction Fees No
    Emergency Assistance Yes
    Concierge Service Yes
    Price Protection No
    Fraud Protection Yes
    Free Credit Scores No
    Wireless Payments Paywave
    Virtual Cards No
    Additional Benefits
    • One complimentary first checked bag
    • Priority check-in and priority boarding
    • One annual One-Time Guest Access Benefit to an Air Canada Maple Leaf Lounge (with an Aeroplan flight reward).
    • Trip Cancellation / Trip Interruption Insurance
    • Delayed and Lost Baggage Insurance
    • Flight/Trip Delay Insurance
    • Exclusive benefits on Visa Infinite Luxury Hotel Collection
    • Exclusive access to Visa Infinite Food and Wine Experiences
    • Emergency Cash Advances
    Minimum Security Deposit $0
    Minimum Age

    18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

    Minimum Personal Income $60,000 per year
    Temporary Residents No
    Additional comments
    Terms & Conditions Official Terms & Conditions
    Suggest a correction

    Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

    Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

    The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

    Use this card?

    Help inform others by sharing your experience with TD® Aeroplan® Visa Infinite Card

    Rate It: