TD Aeroplan Visa Infinite Card review

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Advertiser Disclosure

Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Rewards
1 - 1.5 Miles
Signup Bonus
15000 miles (after spending $1,000)


Am I eligible?


TD Aeroplan Visa Infinite Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada
Yes Have a minimum personal income of $60000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money We Have

My TD Aeroplan Visa Infinite is positive. This might surprise you considering how a few things annoy me with the card, but I need to look at the big picture. People applying for this card are likely looking for simplicity and may not want to deal with converting points or American Express. There’s a...

- Barry Choi, Money We Have
Young and Thrifty

We’re loving some of the perks of this credit card: one complimentary checked bag on Air Canada flights, priority check-in and boarding on Air Canada flights, and the free lounge pass are all enticing. Also, the comprehensive travel insurance that doesn’t require you to charge the trip onto the cred...

- Keph Senett, Young and Thrifty
RateSupermarket

It’s got great earning potential, it’s chock-full of insurance benefits and gives you access to luxury travel services. This card is perfect for a family who enjoys regular vacations and uses their credit card to pay for everyday items.

- RateSupermarket
CreditWalk

The TD Aeroplan Visa Infinite card is a reasonable card for people who are sold on collecting Aeroplan miles. Personally, I feel that Aeroplan miles are overvalued by the market, so I wouldn’t suggest this card for spending.

- Thepointster, CreditWalk
Rewards Canada

Unfortunately the TD Aeroplan Visa Infinite Card does not live up to the hype that was being touted before being launched. Don't get us wrong, if Aeroplan is your primary loyalty program, or are a frequent Air Canada traveller then this is best mid-level premium credit card out there for you. It tak...

- Patrick Sojka, Rewards Canada

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $120.00

Waived on the first year

Balance Transfer Fee 3%

Maximum

Cash Advance Fee 1%

Minimum of $3.50, maximum of $10.00

Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee $0.00
Late Payment Fee $0.00
Promotions
Sign up bonus 15000 miles after spending $1,000

- On purchases within the first 3 months

- Plus earn 15000 miles on your first purchase

Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas 1.5 miles for $1 spent
Groceries 1.5 miles for $1 spent
Hotels No
Travel 1.5 miles for $1 spent

On aircanada.com purchases

Pharmacy 1.5 miles for $1 spent
Bills No
Additional Details

Earn miles twice when you pay with your TD Aeroplan Visa Infinite Card and present your Aeroplan Membership Card at participating retailers and the Aeroplan eStore.

Features & Benefits
Additional Card Holders Yes

$50 per year for each card

Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount Yes
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Paywave
Additional Benefits
  • One complimentary first checked bag
  • Priority check-in and priority boarding
  • One annual One-Time Guest Access Benefit to an Air Canada Maple Leaf Lounge (with an Aeroplan flight reward).
  • Trip Cancellation / Trip Interruption Insurance
  • Delayed and Lost Baggage Insurance
  • Flight/Trip Delay Insurance
  • Exclusive benefits on Visa Infinite Luxury Hotel Collection
  • Exclusive access to Visa Infinite Food and Wine Experiences
  • Emergency Cash Advances
Eligibility
Minimum Security Deposit $0
Minimum Age

18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

Minimum Personal Income $60,000 per year
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Money We Have

Comparable to some of the best travel credit cards in Canada

from Money We Have

My TD Aeroplan Visa Infinite is positive. This might surprise you considering how a few things annoy me with the card, but I need to look at the big picture. People applying for this card are likely looking for simplicity and may not want to deal with converting points or American Express. There...More

My TD Aeroplan Visa Infinite is positive. This might surprise you considering how a few things annoy me with the card, but I need to look at the big picture. People applying for this card are likely looking for simplicity and may not want to deal with converting points or American Express. There’s also a good chance that they’re existing TD customers who may want a credit card from their bank. This is a Visa card that will earn you Aeroplan points with little effort.

Read full review

Less

Young and Thrifty

Offers some decent travel benefits

from Young and Thrifty

We’re loving some of the perks of this credit card: one complimentary checked bag on Air Canada flights, priority check-in and boarding on Air Canada flights, and the free lounge pass are all enticing. Also, the comprehensive travel insurance that doesn’t require you to charge the trip onto the credit card is a big bonus.

Read full review

We’re loving some of the perks of this credit card: one complimentary checked bag on Air Canada flights, priority check-in and boarding on Air Canada flights, and the free lounge pass are all enticing. Also, the comprehensive travel insurance that doesn’t require you to charge the trip onto the credit card is a big bonus.

Read full review

Less

RateSupermarket

The ultimate travel rewards card

RateSupermarket

It’s got great earning potential, it’s chock-full of insurance benefits and gives you access to luxury travel services. This card is perfect for a family who enjoys regular vacations and uses their credit card to pay for everyday items.

Read full review

It’s got great earning potential, it’s chock-full of insurance benefits and gives you access to luxury travel services. This card is perfect for a family who enjoys regular vacations and uses their credit card to pay for everyday items.

Read full review

Less

CreditWalk

Good card for travelers

from CreditWalk

The TD Aeroplan Visa Infinite card is a reasonable card for people who are sold on collecting Aeroplan miles. Personally, I feel that Aeroplan miles are overvalued by the market, so I wouldn’t suggest this card for spending.

Read full review

The TD Aeroplan Visa Infinite card is a reasonable card for people who are sold on collecting Aeroplan miles. Personally, I feel that Aeroplan miles are overvalued by the market, so I wouldn’t suggest this card for spending.

Read full review

Less

Rewards Canada

Best airline co-brand credit card on the market

from Rewards Canada

Unfortunately the TD Aeroplan Visa Infinite Card does not live up to the hype that was being touted before being launched. Don't get us wrong, if Aeroplan is your primary loyalty program, or are a frequent Air Canada traveller then this is best mid-level premium credit card out there for y...More

Unfortunately the TD Aeroplan Visa Infinite Card does not live up to the hype that was being touted before being launched. Don't get us wrong, if Aeroplan is your primary loyalty program, or are a frequent Air Canada traveller then this is best mid-level premium credit card out there for you. It takes over from the CIBC Aerogold Visa Infinite card as the primary Aeroplan co-branded card in Canada even though the CIBC card is still available to the public.

Read full review

Less

RateSupermarket

A doozy of a travel card featuring plush VIP perks

from RateSupermarket

If your card use outweighs the fee, don’t carry a balance, fly frequently and don’t mind the airline restrictions, this card is sure to pay off with many a vacation.

Read full review

If your card use outweighs the fee, don’t carry a balance, fly frequently and don’t mind the airline restrictions, this card is sure to pay off with many a vacation.

Read full review

Less

User Reviews


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