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Triangle™ Mastercard® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
19.99%
Interest Rate: Purchases
19.99%
Balance Transfer
22.99%
Balance Transfer
22.99%
Rewards
0.5 - 1.5% cashback
Rewards
0.5 - 1.5% cashback
Signup Bonus
-
Signup Bonus
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5.2/10
Informr score
The Triangle™ Mastercard® currently has an Informr score of 5.2 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Triangle™ Mastercard® is typically available to those with average credit scores (650 or greater).
To get this card, you must also:
Yes Be at least 18 years of age (AB, MB, ON, PE, QA, SK). 19 in all other provinces.
Yes Be a permanent or temporary resident of Canada

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Forbes
Forbes

If you like a no frills credit card with a simple rewards structure, the Triangle Mastercard fits the bill. This credit card offers 4% cash back in CT Money (the modernized, digital form of Canadian Tire money) at a handful of retailers and 1.5% at grocery stores. However, the rewards drop off to 0....

- Candice Reeves, Forbes
Wealth Rocket
Wealth Rocket

If you shop regularly at Canadian Tire or its affiliated stores, then the Triangle Mastercard credit card is a great way for you to increase your Canadian Tire Money faster. To make the best out of your Triangle Mastercard, make sure that you are paying off your balance in full every month, so you d...

- Gaurav Roy, Wealth Rocket
SAVVY New Canadians
SAVVY New Canadians

If you shop at Canadian Tire and love collecting Canadian Tire Money (CT Money), you should consider getting one of their popular credit cards. The Triangle Mastercard and its premium counterpart, the Triangle World Elite Mastercard, amplify the CT Money you earn when you shop online and in-store at...

- Enoch Omololu, SAVVY New Canadians
Money We Have
Money We Have

My Triangle Mastercard review is neutral. It may not be an ideal card for everyday purchases, but, the no fee, no interest financing option is unique to this card which will likely make it appealing to some people.

- Barry Choi, Money We Have
MoneyGenius
MoneyGenius

The Canadian Tire Triangle Mastercard has received 3.3 stars for a few reasons. If you frequently make purchases at Canadian Tire, Sport Chek, Mark’s, or Atmosphere stores, you’ll boost your Canadian Tire Money earn rate significantly. You can also get bonus Canadian Tire Money for gas purchases, bu...

- Jon Macleod, MoneyGenius

Details


Interest Rates
Regular APR Interest Rate 19.99%
Balance Transfer Interest Rate 22.99%
Cash Advance Interest Rate 22.99%
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee $4.00
Foreign Transaction Fee 2.5%

Transactions made in a foreign currency will be converted and posted to your account in Canadian currency.

Over Limit Fee
Late Payment Fee
Promotions
Sign up bonus No
Rewards
All Purchases 0.5% cash back
Restaurants No
Gas No
Groceries 1.5% cash back (on first $12000 spent)

Excludes Costco and Walmart

Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 4% cash back on purchases made on almost everything at Canadian Tire, Sport Chek, Mark's, L’Équipeur, Party City, Atmosphere, Pro Hockey Life, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts
  • Collect 5¢ back per litre at Gas
  • Features & Benefits
    Additional Card Holders Yes
    Travel Accident Insurance No
    Car Rental Insurance No
    Car Rental Discount No
    Extended Warranty No
    Purchase Protection No
    Zero Liability No
    No Foreign Transaction Fees No
    Emergency Assistance No
    Concierge Service No
    Price Protection No
    Fraud Protection No
    Free Credit Scores No
    Wireless Payments No
    Virtual Cards No
    Additional Benefits

    Access personalized offers, sent straight to your Triangle app

    Eligibility
    Minimum Security Deposit $0
    Minimum Age

    18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces.

    Minimum Personal Income
    Temporary Residents No
    More
    Additional comments -
    Terms & Conditions Official Terms & Conditions
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    Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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