Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Simon Ikuseru, WalletBlissThe Tangerine Money-Back Credit Card is an above-average cashback credit card in Canada. While you can’t make the wrong choice with it, it’s essential to compare it with other cashback credit cards before making a final decision. Overall, this Tangerine Money-Back Credit Card review is positive. The...
- Rewards CanadaThe Tangerine Money-Back Credit Card is a great option for anyone looking for a basic no fee card with the ability to provide great cash back rewards. The 2% cash back on two to three spending categories is what has made this card so popular and made it a keeper in many people's wallets.
- Hannah Logan, Money.caThe Tangerine Money-Back Credit Card is by far the most flexible among no annual fee credit cards, and the low minimum income requirement makes it a great option for young adults and those just starting out in their careers. I do like that you earn cash back on all purchases and get to choose the hi...
- Shannon Terrell, NerdWalletThe Tangerine Money-Back Credit Card is a cash-back credit card that does not charge an annual fee. Cardholders earn cash back on each eligible dollar spent with accelerated rates on up to three money-back categories.
- Barry Choi, Money We HaveOverall my Tangerine Money-Back Credit Card review is positive. The 2% cash back is one of the highest rates of return for a no fee card, and the ability to pick your merchant categories is obviously a huge advantage since you’re customizing the benefits to your advantage. This is also a great card...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 19.95% |
| Balance Transfer Interest Rate |
19.95% (1.95% for the first 6 months) Intro rate applies on balances transferred within the first 30 days of account opening. |
| Cash Advance Interest Rate | 19.95% |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3%
|
| Cash Advance Fee |
$3.50 $5.00 fee for cash advances outside of Canada. |
| Foreign Transaction Fee |
2.5% Added to the converted transaction amount |
| Over Limit Fee | $25.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
Apply by April 30, 2024 and earn an extra 10% back (up to $100) on up to $1,000 in everyday purchases made within your first 2 months. |
| Rewards | |
| All Purchases | 0.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn 2% cash back in two categories of your choice Categories you can choose from include:
Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | $12,000 per year |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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