Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Mohamed Konate, My Rate CompassWith this card, you can also save 25% on car rentals, get a free supplementary card, and purchase optional protection. When travelling, you have 7 unique types of coverage included: travel emergency medical insurance of up to $1 million, $500 per flight delay, trip interruption insurance, lost or de...
- GreedyRates Team, GreedyRates.caThe significant savings that can be redeemed on vehicle purchases make this card the perfect accompaniment for those planning to purchase a car. While other cards may be a reasonable way to get a fraction of the financing necessary for a new vehicle, this card’s rewards structure is more directly su...
- Credit Cards CanadaWhile this credit card is great, it comes with one major obvious restriction. You can only use rewards towards the purchase or lease down payment of a GM vehicle. This card will require patience. Clearly it will take time to earn enough rewards to make a dent in a new vehicle purchase.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 19.99% |
| Balance Transfer Interest Rate | 22.99% |
| Cash Advance Interest Rate | 22.99% |
| Rates & Fees | |
| Annual Fee |
$79.00 Waived on the first year. |
| Balance Transfer Fee |
$5.00 |
| Cash Advance Fee |
$5.00
|
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $29.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases |
5% cash back (on first $10000 spent)
|
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
$1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac |
| Features & Benefits | |
| Additional Card Holders |
|
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Paywave, Apple Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income |
$60,000 per year |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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