Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- creditcardGeniusYou get exclusive Air Canada benefits that are applicable to all Air Canada flights, not just Aeroplan reward flights. That includes priority check-in, priority boarding and complimentary first checked bag.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 19.99% |
| Balance Transfer Interest Rate | 22.99% |
| Cash Advance Interest Rate | 22.99% |
| Rates & Fees | |
| Annual Fee |
$399.00 Annual fee rebate of up to $120 if you have a CIBC Smart™ Plus Account |
| Balance Transfer Fee |
3% Maximum |
| Cash Advance Fee | $5.00 |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee |
$29.00 Fee not applicable to Quebec residents. |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
Get a welcome bonus of 25000 miles after you make your first purchase at any time with your card |
| Rewards | |
| All Purchases | 1.25 miles for $1 spent |
| Restaurants | No |
| Gas | 1.5 miles for $1 spent |
| Groceries | 1.5 miles for $1 spent |
| Hotels | No |
| Travel |
1.5 miles for $1 spent On aircanada.com purchases |
| Pharmacy | 1.5 miles for $1 spent |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders |
$99 per year for each card (up to 9) |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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