Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Young, Young and ThriftyI say this card is pretty great considering all the perks, especially if you are Canadian and fly Air Canada. Although Air Canada isn’t the best airline (it’s the Canadian in us, eh? I am already apologizing on behalf of Air Canada) some of the domestic and United States flights are pretty cheap on...
- creditcardGeniusWhat’s unusual about the insurance coverage is that it also applies on reward flights as well. That’s a great perk if you fly on points frequently as opposed to paying for your tickets.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 19.99% |
| Balance Transfer Interest Rate | 22.99% |
| Cash Advance Interest Rate | 22.99% |
| Rates & Fees | |
| Annual Fee |
$120.00 Waived on the first year |
| Balance Transfer Fee |
3% Maximum |
| Cash Advance Fee | $5.00 |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee |
$29.00 Fee not applicable to Quebec residents. |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
5000 miles after spending $3,000 |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | No |
| Gas | 1.5 miles for $1 spent |
| Groceries | 1.5 miles for $1 spent |
| Hotels | No |
| Travel |
1.5 miles for $1 spent On aircanada.com purchases |
| Pharmacy | 1.5 miles for $1 spent |
| Bills | No |
| Additional Details |
Earn miles twice at over 150 Aeroplan Partners and 100+ online retailers. |
| Features & Benefits | |
| Additional Card Holders |
$50 per year for each card |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | $60,000 per year |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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