Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Enoch Omololu, SAVVY New CanadiansIf you’re looking for a premium business travel rewards card with a high earn rate and flexible spending, this credit card is a top choice. With this card, you have no pre-set spending limit and can get up to 55 interest-free days. It includes a host of business, travel, and purchase coverage at a d...
- Mohamed Konate, My Rate CompassThe American Express Business Gold Rewards card is designed for small business owners who have a little extra money in their pocket and are dedicated to credit cards as a main part of day to day spending. The annual fee on this credit card is $199, but you’ll definitely get your money’s worth. To st...
- Jayce, PointsNerdThe American Express Gold Business card is one of those automatic cards Travel Hackers turn to when they are looking to accumulate points. Since you get a large sign up bonus and the first year is free, there is no reason not to apply for this card.
- Anya Kartashova, RewardExpertThe Business Gold Rewards card from American Express is a great charge card for small business owners and independent contractors whose expenses fall into the following categories: air travel, advertising, shipping, gas, and computer hardware, software and services.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
30% Interest rate only applies to balances not paid in full. |
| Balance Transfer Interest Rate |
No interest charges because you pay your balance in full each month |
| Cash Advance Interest Rate |
No interest charges because you pay your balance in full each month |
| Rates & Fees | |
| Annual Fee | $199.00 |
| Balance Transfer Fee | |
| Cash Advance Fee |
3% Minimum of $0.75 |
| Foreign Transaction Fee |
2.5% Transactions made in a foreign currency will be converted and posted to your account in Canadian currency. |
| Over Limit Fee | $0.00 |
| Late Payment Fee | $0.00 |
| Promotions | |
| Sign up bonus |
70000 points after spending $5,000
|
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. That’s up to a total of 40,000 points every year |
| Features & Benefits | |
| Additional Card Holders |
$30 per year for each card, waived on the first year. |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age |
18 years in AB, MB, ON, PE, QA, SK. 19 years in all other provinces. |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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